Choosing a retirement plan that fits your business

One of the most common areas of confusion for business owners is retirement plans: should you offer one or not? On the one hand, a retirement plan can make you a more attractive employer and can also help you offset taxes. But on the other, it can cost the company money, require special administration and regulations, and there are a ton of options. So how do you figure out what makes the most sense?

Whether you are self-employed or the owner of a small business, we offer a wide range of retirement plans designed to meet your specific needs. If you want to talk through the possibilities for your company, let’s connect!


For some small business owners, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration. If this sounds familiar, then you may want to consider whether a Simplified Employee Pension (SEP) plan may be right for you.


A Savings Incentive Match Plan for Employees (SIMPLE) IRA may be appealing for small business owners seeking a retirement plan with an employer match, but with minimal administration and contribution flexibility.

401(k) for Small Businesses

If you are looking for ways to offer competitive benefits to your employees, while also enjoying tax advantages that may be available to you as the employer - you may want to consider a 401(k) retirement plan.

This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.