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Investment Management

You've made investments your whole life. Work with us to help make the most of them.

Investments

When you stop and think about it, you've been making investments your whole life. Some have paid off in rather expected ways. Some better than you would have ever imagined. Some in achingly wonderful ways. Some in ways that pleased you, and some that may have left you wishing for a reset button—i.e., experiencing the ups and downs in the financial market. 

Investing your financial assets wisely is not always cut and dry. When you invest in a financial advisor, you're investing more than just your hard earned income. You're investing in a partnership, a copilot, who will help you navigate the myriad of choices you face. With a professional monitoring and managing your investments, you'll have time to invest in the things that count.

Discovery

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identity your dreams and goals, and understand your tolerance for risk. 

Define Goals

Your goals are unique. Your plan should reflect this. Helping you articulate and define your long and short-term investment goals and time horizon are critical building blocks in building your portfolio. 

Proposal

With access to a wide range of investment products, solutions and tools—we'll create a strategy that is tailored to your needs and goals. Let's put our vast resources to work for you. 

Stay on Track

We'll be there for you when you need us, ready to make adjustments along the way—providing ongoing investment management; offering 1-on-1 support; and giving you access to online planning tools allowing you to track your progress.

Why Invest?

Fundamentals of investing

The decision to invest is an acknowledgement that it comes with certain risks. Not all investments will do well and some may lose money. However, without risk, there would be no opportunity to potentially earn the higher returns that can help you grow your wealth.

To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. 

Investing can be complicated. Let us help guide you on your wealth-building journey.

Four reasons why you should invest

Make money on your money

You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. You work hard for your money; make sure your money works hard for you.

Achieve self-determination and independence

When you build wealth, you may be in a better position to pursue the lifestyle you want. Your life can become one of possibilities rather than one of limitations.

Leave a legacy to your heirs

The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.

Support causes important to you

Wealth can be an important tool for impacting the world in a meaningful way. So whether your passion is the environment, the arts, or human welfare, you can use your wealth to affect positive changes in your community or around the world.

Investment Principles

5 smart investing principals

When it comes to pursuing your investment goals, there are a few smart investing principals that we believe are critical to understand:

  • Estimate your time horizon
  • Know your risk profile
  • Diversify, Diversify, Diversify
  • Consider taxes & inflation
  • Get started now

Having a solid understanding of these smart investment principles can make your investment efforts much more effective. But it doesn't end there. Effective investing requires an ongoing effort. And there's a lot more to know.

Your time horizon

Is your investment horizon three years or thirty years from now? Estimating your time horizon is a critical building block in selecting the appropriate investments your portfolio. Investing for the short, mid, or long term may dictate whether you take on a more conservative or aggressive investing approach. 

Your risk profile

What happens to my outlook if the value of my investment drops? How much could I lose and stay in the market? How would I describe my investment knowledge? Knowing your risk tolerance and understanding how the market works is imperative in order to make prudent investment decisions.

Diversify, diversify, diversify

Diversification is an investment principal designed to manage risk. The key to diversification is to identify those investments that may perform differently under various market conditions.

Taxes & inflation

The effects of taxes and inflation are silent thieves that should be considered when evaluating your investment return. The return on your investment before taxes may be different than your return after taxes. In addition, over the long term, inflation erodes the purchasing power of your income and wealth.

Get started now

Procrastination can be costly. Take the initiative and get going. When it comes to pursuing investment goals, the more time you have the better.

Investment Strategies

5 smart investing strategies

With thousands of investment choices, theories, and strategies out there—the amount of information can be overwhelming.

At Legacy Planning Group, our team attempts simplify the investment process. While there is much to learn, understanding a few sound strategies could help improve your portfolio's long-term results:

  • Don't time the market
  • Asset allocation
  • Investment selection
  • Dollar-cost averaging
  • Rebalance your portfolio

Don't time the market

While investors who attempt to time the market may success over the short term—it can be a sifficult strategy to follow over the long term.

Asset allocation

Asset allocation is a critical building block of investment portfolio creation. How your investments are allocated between different asset classes has the power to influence your portfolio's overall return.

Investment selection 

There is a wide variety of investment options available in the marketplace. Selecting the appropriate tools for your portfolio may be a challenging proposition.

Dollar-cost averaging

The process of investing a fixed amount of money in an investment vehicle at regular intervals—typically monthly—for an extended period of time, regardless of price.

Rebalancing

Time can change your portfolio's risk profile. Rebalancing—on an ongoing basis—may help a portfolio better reflect an investor's goals, risk tolerance, and time horizon. 

All investing involves risk including loss of principal. No strategy assures success or protects against loss.

There is no guarantee that a diversified portfolio will have overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Re balancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. 

Asset allocation does not ensure a profit or protect against a loss.

Dollar cost averaging involves continuous investment in securities regardless of fluctuation in price levels of such securities. An investor should consider their ability to continue purchasing through fluctuating price levels. Such a plan does not assure a profit and does not protect against loss in declining markets.